The Reality of Real Estate with Chris and Bri
Brianna Lehman, the Realtor, and Christopher Lynch, the Lender, give a real take on making home ownership attainable. They break down real-life scenarios, trends in the market and give their personal tools to make homeownership not just your dream but your reality.
The Reality of Real Estate with Chris and Bri
Navigating the Crossroads: The Emotions and Economics of Renting vs. Buying a Home
Ever find yourself entangled in the quandary of whether to plant roots with a mortgage or roam free with a lease? We're unraveling the complexities of that decision, offering keen insights into the real costs of buying vs. renting. With an eye on the current housing market and interest rates, we dissect the components of a mortgage—breaking it down to principal, interest, taxes, and insurance—and discuss the sometimes uncomfortable truth that paying rent is akin to paying 100% interest to a landlord. Our conversation promises to arm you with the knowledge to navigate these turbulent financial waters.
The heart of house hunting is about finding a place that whispers (or shouts) 'you belong here'. Join us as we share personal tales and a sprinkle of humor, reminding you that while the layout and location of your potential home are set in stone, paint and fixtures are just a weekend project away. We offer strategies against rising interest rates, such as buying down points, and illuminate assistance programs that could give your dream of homeownership wings. This episode isn't just about the numbers; it's about crafting the vision of your home with a dream team of real estate pros and understanding that sometimes, the 'perfect' home is more about timing and less about checking every box.
But what about the emotional ledger in the rent vs. buy debate? We can't ignore the pride woven into the fabric of homeownership, the sweat equity that turns a house into your story. We share heartfelt moments where homes seem to choose their owners, balancing this with a candid look at the simplicity renting offers. Our invitation extends beyond the airwaves; connect with us on Instagram, reach out via email, and let's keep this conversation going. Whether you're signing a new lease or picking out paint swatches for your forever home, we're here to cheer you on every step of the journey.
YouTube: https://www.youtube.com/@LucasLiveMedia
Instagram: https://www.instagram.com/realityofrealestatepodcast/
Email: Brianna Lehman- blehmanrealtor@gmail.com
Email: Christopher Lynch- Christopher.Lynch@ccm.com
Hey everyone, what's going on? Welcome to the Reality of Real Estate podcast. I am one of your hosts, Christopher Lynch, and welcome my co-host.
Speaker 2:Hey everybody, my name is Brianna Lehmann.
Speaker 1:We give you a real take on making home ownership attainable.
Speaker 2:We will be breaking down real life scenarios, trends in the current market and giving you our personal tools to make home ownership not just your dream, but your reality.
Speaker 1:Get ready to be inspired, motivated and ready to take action towards building your own empire.
Speaker 2:Because when you invest in real estate, you aren't just purchasing a home, you're investing in your future. Hi welcome. Episode two, season one the Reality of Real Estate.
Speaker 1:Awesome.
Speaker 2:I'm excited. Before we get started, though, I just want to shout out LucasLive Media. That's where we are in this awesome studio here. Lucas, mr Lucas for the majority of people and can't know Mr Lucas from the center, which is where I met him. That's how I'm here. I feel like is Lucas our connection?
Speaker 1:No.
Speaker 2:No, lucas is not our connection. He was in real estate, though, do you?
Speaker 1:know that, yes, yes, I do.
Speaker 2:He was like hey, Brianna, Sarah, Sarah, Brianna, Chris is doing lending.
Speaker 1:And I don't even know if he said Chris. He might have said Chris Topher something, but I know him as Topher.
Speaker 2:Yes, one of those two, he's like these two with their weird names connect and we're like, yeah, we already know each other, but didn't know you're in lending. So we owe him our business connection.
Speaker 1:Yes, we do Instant, immediate, like 100% plug.
Speaker 2:For sure, there you go.
Speaker 1:Yeah, this is week two.
Speaker 2:It is week two.
Speaker 1:And so we're in our comfy casual era.
Speaker 2:I know my KW hoodie.
Speaker 1:That's all right.
Speaker 2:This is how I prefer to look at all times.
Speaker 1:You went to a showing.
Speaker 2:Later today I will be at a showing. Yes, yes.
Speaker 1:Fair.
Speaker 2:But I'm repping the brand KW Jose. He's on here down here.
Speaker 1:I like it. So today, like we want to talk to you guys about how let's just get into it and say, like, what are your thoughts on buying versus renting?
Speaker 2:Yeah, this is the biggest obstacle question topic I get right now is well, two things Interest rates are too high I'm going to wait, which we'll talk about why. That is just a false statement as an overview. And then buying versus renting, and I can weigh in with myself and how I understand again and from the lending standpoint, why that's not the correct thinking and how you combat that with your and it's not that it's not the correct thinking.
Speaker 1:It's about where do you want to invest your money?
Speaker 2:And where are you right now? Because right now it may not be the best time for certain people to buy, depending on their financial or just their situation as an overview. But yeah, yeah, let's.
Speaker 1:I agree. When it comes down to it, like you just kind of said, like what is your situation? And like does it truly make sense for you to continue renting and paying your landlord, which, in reality, depending on the landlord, you're paying a mortgage already now? But is your rent affordable to you? Compared to what a interest rate, when you tie in principal interest, taxes and insurance, is the new payment going to be affordable to you?
Speaker 2:compared to the rent and all that is probably foreign language to most people. They're like wait what we didn't know about any of this.
Speaker 1:So yes, and that's fair and so like, but that's what you are looking at when it comes to a mortgage and when you calculate a payment, it is the PITI and so like. That is what you're looking at what's PITI. Principal interest taxes and insurance, and that is homeowners insurance, and so that's how we're going to look at it.
Speaker 2:Okay.
Speaker 1:But what you pay on a monthly basis right now, and whatever that number is, depending on where it is that you wanna live, does it make sense compared to like giving it like that, like, I guess, just opening up the opportunity to see what your home buying options are?
Speaker 2:Right. Will it benefit me later? Yes, and one thing that I don't even know where. I heard it originally, probably just in a meeting or something, but everyone talks about interest, like the interest rates are so high, they're so high. But when you're renting, you are truly paying 100% interest to somebody else. And that concept always like I always use it. It's something that my buyers hear me say a lot, when they're just not even because they can't buy or they should rent, just in the dilemma of does it make more sense for me to rent? The interest rates are high, they are high. What are they today?
Speaker 1:High High.
Speaker 2:How high?
Speaker 1:So, as of today, they're gonna range like truly anywhere between seven point I wanna say, yeah, it was seven point, seven, five and eight point, six, two, five, and. But like that is a and it's not even necessarily that they're high, it is just that they are higher than what we were like used to seeing for two years in a row, and so, and kind, of really for longer than that, which is funny that two years has now like that is the standard for people.
Speaker 2:It's two years out of all of these years of home buying. We are using two years to set the standard and set the like. This is where we need to be. When my parents, when they bought, I think that they locked in at like 11%.
Speaker 1:Yeah, I don't even know. I should ask my mom what.
Speaker 2:I just I think it. My dad said that they were on and now they have refinanced a million time since and two years ago at a very good I think, like 2.75 or 3% rate in there. But he's like when we locked in we were at close to 11% and I'm like well, we have set the tone. Covid pandemic.
Speaker 1:But that's what helps us, like in our economy, truly grab like, take a and get a grasp on. This is reality. These rates are always gonna fluctuate. They're gonna go up, they're gonna go down. But what that means is like is it the right time for you to take advantage of a house, like buying a house now, or do you truly need to wait because of your own situation? And that's just kind of the conversation that you need to have. I always say start with a budget, and but also, when you start with that budget, you need to have a conversation with someone like myself. So, whether that's me or whoever you use at your own local bank or like, if we don't connect and like we don't vibe well, then whoever your realtor is referring you to, Because if you don't have the conversation, you don't know and you will never know what you don't know, and if you don't have that conversation, you're still gonna just stay on your current path and have all these questions. Do you agree?
Speaker 2:I do agree, and so, as you're talking, I was thinking like what situation would you tell somebody they're better off renting? Like, have you had to do that recently?
Speaker 1:I have had to tell people that for different situations, like I don't know, I don't know they. I had a lady who wants to. She wanted to buy a condo in Columbus and what that payment would be with the HOA. It was way more than what she technically could afford.
Speaker 2:Right, well, hoas are, they can be hit or miss anyway.
Speaker 1:Yes, and but where she kind of looks out is that her current condo that she's living in it is like newly renovated and but she's still signed into a lease agreement lower than what her neighbors are locked into and just because of how long she had already lived there.
Speaker 1:So, like, for her situation, it was just like, hey, well, actually stay where you are paying right now and take some time to pay some things off, do this, do that, and then, when those things are done and when it comes time to the end of your current lease, they're not going to keep you at where you're what you're paying, they're going to start charging you what they're charging everyone else. And so take advantage of this time, make the sacrifices that are necessary to help set yourself up, and so then next year you are ready, regardless of whatever the market looks like. But you know that you've done the legwork, you have skin in the game to get yourself there. So, like I've done that, I will. Also, if someone has like really inexpensive rent and I mean like really inexpensive that like you, like your, you like your area, you don't want to move and you're in a.
Speaker 2:you don't have to move, there's not really a life change that is forcing you, and it would really be doubling or tripling your, your payment a month.
Speaker 1:And like, and that's just where so like. If you are someone who has a like, you're a working family, your current rental is like, it's functional Might not be the best, but it's functional. And if that payment is affordable and it still allows you to do all the extras that you like to do, and if you can go and get a coffee every day, you can eat out for lunch every day, you can go on, you know, one to two vacations a year, then okay, because you're.
Speaker 2:That sounds like a dream.
Speaker 1:You're, but you're able to do those things because you have a three bedroom, one and a half bath, and there's only three of you and your family currently. So it doesn't like you have an extra bedroom and that doesn't really matter and your rents, like you know, 800 to $900 stay.
Speaker 2:Right. So I'll say like, on my side of it, right now, the people who are moving are the ones who really need to move, correct, because they're merging families, or they outgrew where they are, or actually landlords are selling their rentals. So they're like we have no choice. So I guess. But then they're still in that moment of do we just go find something else to rent because it's going to be cheaper than a mortgage, or do we buy because? But rates are so high?
Speaker 2:So for me, the people who actually can buy, like have the buying power in this market to buy, are the ones that are questioning whether do we rent or do we buy more because rates are higher. So and tell me if you don't agree with this, but I've been telling them how many buyers are saying let's wait, like rates are so high, I'm going to wait until the spring or I'm going to wait until next year to see if they come down. So now you have an entire pool of people who are waiting as soon as rates come down. We're right back into these multiple offers. We're back in this competition where to get a house, people you're going to have to give more now than you would if you were buying right now with rates being high. There's that awful saying. You know what saying it is?
Speaker 1:What is it like by the house?
Speaker 2:No, marry the house, rate the rate. Oh, I don't know why it makes me cringe, but it is true. Like there's a I think we can find a better way to say this analogy but your house is forever, your rate is not a thousand percent.
Speaker 2:So trying to make buyers understand that right now, what are you doing? Like because I can say that to them, but really I'm not the money girl, right, like I'm the realtor who is saying, hey, I've seen this happen. I've seen this trend where people in 2020, we're going to wait and they're still looking at houses. So if you have the buying power, the house is there. Your biggest fear is that rate is a little bit higher than you'd like it. Let's talk options with that because, like you said, well, we have talked about this. You can buy down your rate. Talk about buying points. There's other options. There's programs right Down payment, assistant programs. There's different types of loans, like how I can tell them and push this over to you Almost every buyer right now has the opportunity to buy.
Speaker 2:Right.
Speaker 1:You do not need to wait. Sometimes it is okay. Well, like I can't find a house that I love, okay.
Speaker 2:That's fair.
Speaker 1:So I always just ask them the same questions that, like my wife and I had, do you like the layout of the house, do you like the location of the house? Do you like the actual lot that the house sits on? And start asking yourself those things.
Speaker 2:And then because- I like that actually Cause I've never looked at it like that to ask them like-.
Speaker 1:That's how we agreed on our current house. You're handy, or?
Speaker 2:you're not handy. Those are the questions, cause you can change a house inside. But I wasn't handy before we got our house Not either I cannot do anything that is part of my problem too Is I'm like I don't know if I'm well, I'm a control freak, so that's complicated, and then I'm also that's not complicated, that's just a personal like personal it's complicated because I'm a control freak.
Speaker 2:Well, listen, I'm a control freak, but I also not handy, so I'm gonna micromanage anybody that I hire to do work for me. So I'm really in a bad place with this. Hopefully we have to talk about that.
Speaker 1:America. She's gonna be where she's at for a while then.
Speaker 2:It is something I have to work through, because I've thought about this. I'm like, well, I could just hire somebody to do it, but then I'm gonna I'm gonna struggle.
Speaker 1:That's just why you need a plan. You need a plan.
Speaker 2:I have my life planned from now until 2026. So-.
Speaker 1:Oh, okay that's fair, I'll take it.
Speaker 2:Because I control everything that is I can I guess, but-.
Speaker 1:Well, I mean, but those are like the questions you have to ask yourself, because if that is the case, whether you are handy and you are a control freak or not, you also have to be open-minded to say, like, okay, what projects are you willing to even take on?
Speaker 2:Right.
Speaker 1:And so like-.
Speaker 2:And then that comes in money. Always Do you have a budget for that. Is this something and a lot of times, okay, can you live with it now, Like, is this something you can budget for moving forward.
Speaker 1:Yeah Right, 100%, because if everyone had it their way, they're gonna pick the house from what's-.
Speaker 2:Joe and the Gaines.
Speaker 1:No, no, no, no. I was gonna say, like what is from Home Alone? What is it? What is their last name?
Speaker 2:I don't know.
Speaker 1:What's Kevin's parents?
Speaker 2:I'm blanking and we've watched this movie four million times. Macalester, Is that it? I was thinking that Kevin Macalester.
Speaker 1:And then I was like, but wait, that's the restaurant.
Speaker 2:That's the sandwich Okay who knows.
Speaker 1:But anyways, if everyone knows Home Alone. You know Kevin, and, but like if everyone had it their way that's a house we all know that house.
Speaker 2:yes, that's the house that would be a pinnemy of our childhood.
Speaker 1:That's what they're picking, but is like we still don't know what Kevin's dad does for a living.
Speaker 2:No one knows, but they're going to France, they're going to Florida. And if you had they rented that house in New York City for.
Speaker 1:Home.
Speaker 2:Alone Christmas and they all just had gifts.
Speaker 1:It does. It's not real, it is a movie. But if you had it your way, that's what you're doing. And if it were affordable for you? So, if you figure that out, that's where you go back to your budget. You have a healthy conversation with your realtor and your lender and you make sure that you are picking the right team for you. And then, but when that budget comes along and those conversations come along, where are you willing to make the sacrifice to say that this is a decision that I'm willing to make now, because, as a buyer, you have down payment assistance programs, you have loan products that don't require for you to basically bring all this money to the table in order for you to be in a position to buy Now.
Speaker 1:But when you tie it all together, is that monthly payment affordable? And if the monthly payment isn't affordable, then sure. And at that point, do you lower your price point or do you change your standards and expectations, or do you just say I'm going to actually wait until I'm in a position to get exactly what it is that I'm looking for? Those are the conversations that I have on a day to day basis, but from a buyer's perspective. I bought a house in a market to where there were multiple offers, there were appraisal gaps, there were waving inspections and all this other kind of craziness, just to say that you got a house. But then, when you got the house and you waved your inspections and you did the appraisal gap, were you happy with that decision?
Speaker 2:Right, and I'm still seeing multiple offers here and there, correct.
Speaker 2:Those aren't completely gone at this moment, because I think too and I've just had this conversation with one of our clients recently, where they were really their expectation because a house sat a little bit longer on, what they could get it for was still not reality for the market and where we are right now. But how can we get creative? How can we look at these houses that have been on the market a little bit longer 30 plus, 60 plus days and see where we can get? Like you said, do you love the layout? Do you love the area? You're paying much less for this house. Possibly Could you do the work yourself Versus the houses that come right on the market right now that are updated and turnkey, that we are still seeing multiple offers with those. Now I'll say I haven't had to offer the way that we were in previous years. Right, I've had a lot of appraisal gaps and 30,000 over, and that is just not what I personally am seeing right now.
Speaker 1:But it just really depends on where it is.
Speaker 2:Where it is price point.
Speaker 1:Yeah, because it's also like you look at it from this perspective. If a seller did everything that you feel like that they should do in order to make this house make sense for you, are you willing to pay at that price point?
Speaker 2:Right.
Speaker 1:And so if you want the kitchen updated, you want new flooring, you want all the bathrooms renovated, you want this ideal landscape design and all these other things, let's just say here it's going to take someone $75,000 to $150,000 to make it that way. Now, someone's not going to do all of those things, and also, not only do they, they're not just going to break even on that, they want to take their payday on that as well. Their recognition right, absolutely. And so a house that is currently listed at $250,000, if all those things happened, is that house really at $300,000 to $375,000? Are you going to pay for it at that price point?
Speaker 2:Mm-hmm.
Speaker 1:Because now it has everything that you wanted it to have, right?
Speaker 1:So that's a conversation.
Speaker 1:Or do you buy it at its current price and then over time you make it to what you turn it into, the $350,000, $375,000 house?
Speaker 1:Because you've put the blood, sweat and tears into it, you have the sweat equity in your house plus, once you've done it, you have the real tangible equity if necessary. So buying a house isn't oh, I just had to stop paying rent or my parents finally kicked me out and I'm going to have the appreciation and maybe sell this and have a decent payday one day, right, buying a house is a lifetime commitment or a commitment, I guess, as long as you are the owner and it will appreciate and you can do, but it's yours and for a lot of people, having a place that you feel safe in, you love, you can, but it's also yours and it's your space and as a control freak, you get to control your space, who you allow in it, who you can keep out, but also what it looks like, what it feels like and my realtor told us this is that you never find her and we'll put the disclaimer out there. It was not Brie. She asked me why it wasn't her long story.
Speaker 2:We fought about it for two days Was it just two, I think I brought it up for like.
Speaker 1:But it was like a real fight for two days. But she always said that you don't find your house, your house will find you. And as someone who, like, told my wife that this is the house that we should buy a year before, we actually bought it when it was initially on the market and it was the only house, after submitting offers on several homes, going through certain homes, and it was the only house that we could 100% agree upon. It is true.
Speaker 1:So, we're like, it really does like, and it's odd how it actually happens. And when we got our house, we were the only offer and it just happened to make sense and it's like it doesn't always work out like that. Like when you walk into a home and it feels like home, it's yours, and you pick the right team to help you get creative, to make it yours Right Instead of renting, and you just anything that you do you're not helping yourself with.
Speaker 2:So, okay, let's tie back into, like, maybe, bullet points of renting versus buying, and also like, one thing that I think is interesting and we've talked about this before is that Netflix series what was it? How to get rich, or something, because I think that there's two very conflicting ideas.
Speaker 1:I don't even know why you just gave him a plug.
Speaker 2:Oh sorry, but most people have seen it. But there's two conflicting ideas right. Like there's this American dream which fuels people to American dream fuels people to want to buy a home, and it is a blessing to be able to do so. It is something like we've talked about. I didn't know if it was even in the books.
Speaker 2:For my family, most of my friends had homes my parents bought when we were in ninth grade and when we did, it was no small feat. Like I remember feeling like this is huge, like we've made it, like we've reached this other side and it's such an accomplishment and should not be looked at lightly. Like, when people are buying a home, this is everything they have worked for most of the time and, yes, it is huge. So we have that. And then we have this other idea where what is the rush? Why not rent? Like we could buy if we wanted to, but right now we're just in this spot where, financially, it makes the most sense for us, because we do like to travel. Having a nicer car is better for me. Like, where did those two worlds collide and meet in the middle?
Speaker 1:Sacrifice.
Speaker 2:Sacrifice, yeah, make the most sense.
Speaker 1:And. But it's also like about prioritizing what makes sense for you and so, like bullet point wise, you can still you know I hate to put it this way, but you can still rent and be broke and live paycheck If you're not budgeting.
Speaker 2:So budget should be like top priority, like what is your budget like?
Speaker 1:Yes.
Speaker 2:You could rent, you could buy here. So our first step should be talk to you about finances, like, let's look at this right.
Speaker 1:And it's also like it goes back to like what are you paying compared to like what are you comfortable paying, and because cause, cost of living in general is higher. Like gas is high, groceries are high, like breathing is high.
Speaker 2:We went outside and I spent money.
Speaker 1:I just said this the other day. I said, anytime I go outside, I like already have it in my mind that I'm just automatically going to spend two to three hundred dollars. Why, and I don't know if I go outside and go to the grocery store automatically. Seven, eight hundred dollars, like in just one day.
Speaker 2:And then I slip into Target somehow. I don't know how I got there, yeah.
Speaker 1:He told me the other day I went to Costco and what I got I promise, like it was, it was Christmas gifts and I'm like all right, all right.
Speaker 2:But like don't look at it. Don't look at it.
Speaker 1:Yeah, just not even going to care because, like, going outside is expensive.
Speaker 2:Yes, and that's the reality too, and that I have had some buyers personally that are like we don't have six months reserves or we don't have three months reserves, like if there is an emergency when you own a home, your furnace goes out, you're not calling somebody to do it, you're doing it yourself. So when I'm talking to buyers, I like what is your goal? Like where are you now? Do you have to make a change? If you do, we need to figure out what's your budget.
Speaker 2:Yes, lending is always if you're not cash, summer cash. If you are not cash, lending is always the first step because I need to work with them closely to find out how I'm doing it and I need to work closely to find out how I'm going to be able to help you. Correct, do you need closing? If I got you all of your closing costs paid, would that change your decision on renting versus buying? If we could get you down payment assistance, would that sway you from renting versus buying? Just having the conversation, I think, is probably number. Obviously is number one. Like have the conversation, sit down with me, sit down with you, figure out the game plan and the roadmap, and that's okay.
Speaker 2:It could be two years.
Speaker 1:Fine, let's figure out what your goal is what it looks like because, like, the other part of that is is that okay? It's, and sometimes, going into it, part of the roadmap is if you were currently renting, do you need to take care of certain things before you were in a position of being able to buy? Just kind of like, you know, my lady I was talking about with the condo take care of these certain things. And what's wild is, sometimes I think that we forget that we're human because life is always going to happen. So, like if something goes wrong and someone gets sick, or like something happens to your car and you have to get it fixed, if that basically kind of adds a little bit of time onto your roadmap and your journey, that's okay. Like if you can communicate that with us, we're like we can be, yeah, like we're more than understanding on that.
Speaker 1:But then also, are you disciplined? Because, like, being a homeowner requires discipline. Like if you, if the furnace goes out, if the hot water tank goes out, you don't just automatically get to go and open up a new credit card to get it taken care of, and sometimes it does make sense. But, like, if it doesn't make sense to you, then what does that look like?
Speaker 2:Right.
Speaker 1:But then there's like a million and one things I could list on, like once you become a homeowner, like of why you wanna do it and but ultimately it's yours.
Speaker 2:Right, yeah, and I think that we could talk forever about this, like the pros and the cons of it.
Speaker 1:Yes.
Speaker 2:But okay, so let's just wrap it up and break it down. So having the conversation with us is number one. If you're renting, say you have three months left in your lease, you have a year left in your lease. It is never too late or too soon to have this conversation with us.
Speaker 1:Yes.
Speaker 2:Let's talk about it. Let's see what the goal is. We will talk about your budget, you will talk about your budget. I don't have to do those things, which is another reason why I like this side is I don't have to have those uncomfortable conversations. But Fair.
Speaker 2:I will talk about. You know, for me, though, what I can do as a buyer's agent to help you and set you up in an offer that is getting the most out of it for you as the buyer. To set you up to not have to give everything that you have in reserves, or maybe talk to your lender and see I'll get you closing costs, those type of things.
Speaker 1:Yes, so doing those things because like they are available and if that is what makes a difference? You have to basically take you know, utilize your resources essentially and using down payment assistance, asking for closing costs. It's not a bad thing if that's what you need.
Speaker 2:Right and let's just say it's not the right time for you to buy right now. We will give you a game plan to get there and we'll be there every step of the way to okay, if it's a year from now, we will be following up, we'll be in communication and when that time comes, we'll get you moving.
Speaker 1:Absolutely. And then like but for someone who says like, hey, no, like my landlord said that they are getting ready to raise my rent again and I'm ready to hit the ground running today, then we still need to have the conversations to make sure that what you want is affordable and like comfortably affordable for you. And because, ultimately, if your goal is to still be able to live your current lifestyle with very few changes, then that's how it's like the transition from a renter to a homeowner. It is the easiest, smoothest transition possible, because if you have to stop running and go and become a homeowner and your whole life has to change, you're gonna hate it.
Speaker 2:Right.
Speaker 1:And so, like we want it to be an easy transition for you, and so then, that way, when it comes time to refinance, you come back to me, when it comes time for them to like life has changed, and like they wanna sell their current house, they wanna buy again, and like they can come back to us both, like we want to make sure that you are essentially handled with care and but like you know that, hey, my team is gonna be there to help me with, regardless of wherever my life is at. And I just think that those are like the big points on it, because if not, we could talk about this forever, yeah, and the whole point is just to get the conversation started, like this is not where the conversation ends.
Speaker 2:Reach out to us. We want to have this conversation with you, we wanna. Every person is in. Their situation is different, so reach out to us, let's talk about it. This was a great episode. I loved it.
Speaker 1:Same.
Speaker 2:Yes, in anything, any questions that came up from this conversation. And again, this is just the start of the conversation, so you can email me at blaymanrealtor at gmailcom.
Speaker 1:Or myself at Christopher periodlynch at ccmcom. All right, friends, as we close things out today, remember home ownership is more than just a roof over your head. It's a symbol of your strength, resilience and determination.
Speaker 2:Take action, embrace growth and never be discouraged about where you are in your journey.
Speaker 1:And remember to follow us on Instagram at reality of real estate podcast.
Speaker 2:Our emails are linked in the description below. You can reach us at Christopherlynch at ccmcom. And my email is blaymanrealtor at gmailcom. All right G答爆爱 at Street Color Trust.
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